John Duffy
Founder and CEO

John Duffy is a serial entrepreneur with 25 years of experience in communications and payment processing. As founder and CEO of 3Cinteractive, Duffy is responsible for setting corporate strategy, driving revenue, and helping to maintain the company's key relationships with customers and vendors.

Prior to founding 3Ci, Duffy built several successful companies in a broad section of industries including Internet Billing Company, one of the first Internet-based payment processing companies, which sold to Intercept in 2002.

Duffy believes that giving back is at the heart of his success. He is very involved in several philanthropic organizations including the Dan Marino Foundation, Jason Taylor Foundation, Here's Help, and the Jim Moran Foundation.

The South Florida Business Journal recognized Duffy as a 2011 Palm Beach Ultimate CEO. He was also named a finalist for the Ernst & Young Entrepreneur Of The Year Award in Florida. Duffy is a sought after speaker on topics ranging from mobile to entrepreneurship.

Mike FitzGibbon
Co-Founder and President

Mike FitzGibbon is the day-to-day leader of 3Cinteractive. His primary focus is providing strategic direction for the various departments that comprise 3Ci. This includes leading the execution on overall market strategies, managing core partner and vendor relationships, and generating profitable revenues. In this role, FitzGibbon leverages his passion for motivating and developing team leaders to ensure that 3Ci is properly represented to its clients, partners and the marketplace.

Prior to the start of 3Ci, FitzGibbon spent seven years at MCI Communications, serving in various sales and management positions. As the leader of MCI's South Florida region, FitzGibbon managed a team of sales, service and technical personnel that were responsible for annual revenues of over $40 million.

Recognized as one of the region's best and brightest professionals, FitzGibbon was named a 40 Under 40 honoree by the South Florida Business Journal in 2009.

Mark Smith
Co-Founder and Chief Operating Officer

As COO Mark Smith is responsible for 3Cinteractive's day-to-day operations. He has an extensive operational and marketing background in both telecommunications and the online processing industry.

Prior to the start of 3Ci, Smith spent 16 years at MCI. After leaving MCI Smith joined startup Internet Billing Company, one of the first Internet-based payment processing companies, as executive vice president of sales and operations. Smith was instrumental in helping build the company to over 400 employees and processing over a half a billion dollars a year in payments. After the sale of Internet Billing Company in 2002 to Intercept, a publicly traded company in Atlanta, Smith was involved in several new endeavors, including PayVentures, Governmental Management Services, and 365 Billing.

Tom Holmes
Executive Vice President and Chief Information Officer

Tom Holmes is the executive vice president and chief information officer at 3Cinteractive. Holmes manages 3Ci's global technology organization, overseeing the technology platform and systems that supports the critical mobile programs of the company's enterprise clients.

A respected, 23-year industry veteran, Holmes brings a unique blend of technology and business acumen to 3Ci. Most recently, Holmes served as senior vice president and chief information officer at Arise Virtual Solutions Inc., the world's leading provider of virtual business services for brands seeking to improve business results through their sales and service channels.

Before joining Arise, Holmes served for six years as vice president of information technology services at JM Family Enterprises, Inc., a $10 billion diversified automotive corporation and the world's largest independent Toyota distributor.

Holmes is a member of the CIO Executive Council and served as vice chairman for the Enterprise Development Corporation, an organization that facilitates the creation and growth of science & technology companies. Holmes has been featured in numerous magazines and research papers including InformationWeek, Computer World, CIO Magazine, MIT Sloan School of Management and Forrester Research.

Scott Elk
Senior Vice President and General Counsel

Scott Elk is the senior vice president and general counsel at 3Cinterative. Elk has 24 years of experience practicing corporate and real estate law. He has been recognized for his expertise in corporate transactions such as mergers, acquisitions, and sales and commercial and residential real estate, borrower and lender representation for loans and commercial finance.

Prior to joining 3Ci, Elk was a partner at Ruden McClosky. Elk joined the firm in 2008, after merging his practice of 12 attorneys, Elk, Christu & Bakst, LLP (EC&B), with Ruden McClosky. EC&B was a highly respected, multidisciplinary law firm in Palm Beach County for 18 years that was consistently recognized as one of the top law firms in South Florida by the South Florida Legal Guide.

Elk holds a B.S. from The Ohio State University and a J.D. from the University Of Miami School of Law. He is also a member of the Florida and Colorado Bar and the American Bar Association.